The Riverpoint Building
2300 15th Street Suite 200
Denver, CO 80202
Maps and Directions
Greenwood Village
5750 S. Ulster Circle, Suite 300
Greenwood Village, CO 80111
Maps and Directions

(303) 964-1800

October, 2013

THE DIFFERENCES BETWEEN AN INDIVIDUAL AND A GROUP (ERISA) DISABILITY POLICY

March 12, 2012

. . . If you have income replacement protection if you become disabled due to a sickness or injury or illness, such coverage is most likely available to you through a group disability policy purchased by your employer. For the most part, these policies and claims thereunder are governed by
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ANOTHER LONG-TERM DISABILITY TERMINATION REVERSAL

March 6, 2012

. . . We recently received a favorable decision from Hartford overturning a termination of our client’s (let’s call her Ms. B) ERISA long-term disability benefits. Ms. B left her former job as a retail sales manager due to her lower back condition. She had previously undergone lumbar fusion, and
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JUDGE OVERTURNS SUN LIFE INSURANCE DENIAL OF LONG-TERM DISABILITY AND LIFE INSURANCE CLAIMS

March 1, 2012

. . . A client of ours will finally receive the long term disability and life insurance benefits she has been pursuing for four years! We recently received a favorable decision on her case from Judge Brooke Jackson, the newest member of the bench for the United States District Court
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HARTFORD REVERSES LONG TERM DISABILITY DENIAL ON A PARTIAL DISABILITY CLAIM

March 1, 2012

. . . We were recently successful in having partial disability benefits reinstated for a client insured by the Hartford. Ms. S was diagnosed with Parkinson’s disease. She enjoyed her job and wanted to continue her work. However, her disease left her incredibly fatigued and unable to perform her occupation
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